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Indicators from FICO and VantageScore are not static. They rise or fall depending on changes in reports from three national bureaus. If you notice that

Credit history must be accurate, but mistakes are alarmingly common. For consumers, knowledge of the Fair Credit Reporting Act comes in handy.

Creditworthiness can be the only thing standing between a person and their dreams. It’s crucial for adults with big professional and personal goals to

Poor borrowing history has far-reaching consequences. Aside from lenders, it is used by employers, insurers, and landlords. If the total needs a boost

Your status in the FICO system determines more than you may think. It is not just the loans you qualify for. Employers, landlords, and insurance companies